Have you submitted a 2016-2017 FAFSA? Prior to applying for a loan, make sure that you have
completed your FAFSA and your Financial Aid has been processed. If you have not completed these steps, visit the Applying for Financial Aid page for information.
New borrowers: As of July 1, 2013 first-time borrowers are subject to time limitation eligibility and loss of interest subsidy on Direct Subsidized Loans. Click here for more information. New borrowers are required to complete additional steps. You are a new borrower if: you have never received a federal student loan OR you have repaid 100% if a previously disbursed federal loan and have a zero loan balance.